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Archive for January 1, 2014

5 Obamacare nightmares in 2014

January 1, 2014

Democrats are no doubt eager to put 2013 and the disastrous ObamaCare roll-out behind them. There is, however, a reason they pushed implementation of the health care law until well after Obama’s reelection. There are 5 major reasons the Democrats long ObamaCare nightmare is just beginning.
1. People who think they have coverage, don’t.
Approximately 2 million Americans have signed up for ObamaCare, far below the Administration’s goal. As these Americans may learn, though, signing up for coverage through the exchanges doesn’t mean they have coverage. Many haven’t yet made their first premium payment. Washington and Nevada, the only states that report this number, say half of the enrollees have not made a premium payment. The Obama Administration has pressured insurance companies to accept payments until January 10th. It is unclear, however, if people even understand they need to make a payment.
Beyond this, there are problems with processing individual applications. The state of Iowa recently asked 16,000 people to reapply for insurance, because of ongoing problems with the federal exchange. The state of Oregon made robocalls to thousands of residents, warning them to seek coverage on their own if they hadn’t heard from the state exchange by December 23. Potentially hundreds of thousands of people are entering the new year thinking they have coverage and will soon learn the don’t.
2. Millions more people will lose insurance in 2014.
News that 5 million individuals had their health insurance policies cancelled at the end of 2013 came as a shock to most Americans. Obama and Democrats who supported ObamaCare had repeatedly assured the public that if they like their policy they could keep it. The fact that wasn’t true smashed their credibility. Unfortunately for Democrats, millions more Americans will have their existing policies cancelled next year.
If a person in the individual insurance market renewed their policy in 2013, they didn’t receive a cancellation notice. They will next year, however. Potentially 10-15 million Americans will have their policies cancelled, just aead of the mid-term elections.
3. Deductible Shock
Many first-time buyers of insurance coverage are likely to be shocked by the high deductibles under ObamaCare’s most affordable plans. Under the cheapest plan in ObamaCare, a family of 4 would have to pay over $12,000 in medical bills before insurance kicked in. Every year. A recent study found that just 14% of Americans understood insurance provisions like “deductibles” and “co-pays.” The other 86% are due for a big shock in 2014.
4. Insurance Premium Sticker Shock
ObamaCare only “works” if millions of healthy, young adults buy health insurance. Their premiums are needed to subsidize insurance for older and sicker adults. For young adults, though, anything beyond a catastrophic plan is largely unnecessary. The ObamaCare exchanges have not reported demographic information for people buying coverage, but it is reasonable to assume, given the difficulty of signing up, that those who most need coverage, i.e. older and sicker adults, make up a large share of new enrollees.
Even though many Americans are already facing higher premiums through ObamaCare, the costs could skyrocket even more next year unless millions of healthy people buy coverage. Insurance companies will have to drastically increase premiums to cover their costs. This will make coverage more unaffordable for many Americans, potentially causing a “death spiral” in coverage. As relatively health Americans drop coverage, premiums will have to increase for those who are in the most need of medical care.
5. Employer Mandate
In July 2013, President Obama announced that he had unilaterally decided to delay ObamaCare’s mandate that employers provide coverage until 2015. Employers with more than 50 employees now have to provide health insurance or pay a penalty, effective January 1, 2015. The penalty for not providing coverage is $3,000 per employee. For many businesses, it will be cheaper to pay the penalty than provide health insurance, when there is so much uncertainty about future premium costs.
This is a feature of the law, not a bug. The long-term goal is to get Americans out of employer-provided health coverage and into the exchanges, leading ultimately to a single-payer system. Had Democrats really wanted to encourage employers to provide coverage, they would have made the penalty higher than annual premium costs. They also wouldn’t have put a tax on policies offered by employers.
Unfortunately for Democrats, businesses will inform their employees of their plans around the middle of 2014, just before the midterm elections. Many businesses will alter their operations to fall below the mandate threshold. Others will simply drop coverage and pay the penalty. This will be a shock for most people, especially since most Americans have health insurance through their employer. That this shock could come just weeks before the midterm elections will create a nightmare for Democrats on the ballot.
As we enter 2014, Democrats are trying to reassure themselves that Americans will eventually embrace ObamaCare. They point to the “good” things in the law, i.e. parents able to keep kids on their policy until they are 26, free health screenings and new prescription drug benefits. The problem for Democrats, however, is that those provisions are already in effect and have been since 2010. Any benefit Americans perceive from these provisions is already factored into their views of ObamaCare.
The Democrats front-loaded all the “good” provisions in ObamaCare and put off the politically painful provisions until after Obama’s reelection. The tab is coming due in 2014, however. The potentially very negative consequences of the law will unfold throughout the year. Americans will finally find out “what’s in the bill.” They are not likely to be happy.

Tori stands by husband she met while cheating on her before Dean husband

January 1, 2014

FRIENDS and family are urging TORI SPELLING to ditch her husband who has been accused of cheat­ing, but a source says the money-hungry star wants to stay married for the sake of her new reality TV show!

That’s the shocking secret be­hind Tori’s latest drama, as her hubby Dean Mc­Dermott stands accused of two-timing her with a Canadian beauty.

“Tori’s brother Randy, who’s a life coach, and friends have told her to dump Dean, but she won’t listen,” a close source told The ENQUIRER.

“She’s so de­termined to find success again as a reality TV star that she’ll do anything to stay with Dean. It’s sick, but Tori wants Dean with her for TV ratings!”

The couple have filmed eight episodes of the HGTV series, “Tori & Dean: Cabin Fever,” which is due to debut in the spring.

75 years of Liberal betrayal

January 1, 2014

The point is that liberals today stand foursquare against any speech that hasn’t been pre-approved by the liberal censors, and they operate blacklists against people that violate liberal speech codes, according to the principle that you’ll never get a job in this tinsel-town again. Liberals have utterly betrayed their belief in Freedom of Speech.

Happy New Year 2014 from 22MOON.com

January 1, 2014

Happy New Year 2014 from 22moon.com – rash manly.com

Weirdest stories of 2013

January 1, 2014

Every year will have its list of the most heartwarming, most viral and most noteworthy stories of the year. This list is no different, except we’ve chosen to look back on some of the best (or worst, depending on how you look at it) oddities of 2013.

Weird, by definition, is something unusual or strange and that, for our purposes, is likely to at least cause you to furrow your eyebrows in angst, awe, confusion, amazement and the like.

Here’s a list of some of the weirdest stories — in no particular order – that came out of this past year.

Jessica Simpson is no dumb blonde

January 1, 2014

DON’T call Jessica Simpson a ditzy blonde!

The mom of two is bright enough to head a billion-dollar business empire and has no intention of being taken to the cleaners by her baby daddy Eric Johnson.

She not only wants Eric to sign an iron-clad prenup but also get a job before walking down the aisle, said a source.

“Jessica’s number one pri­ority is her children and their financial future – not Eric,” said the source. “She’s the family breadwinner with the most at stake if they split.”

The 33-year-old beauty is a Weight Watchers pitchwoman and one of Hollywood’s hottest brands, selling shoes, swim­wear, perfume and luggage under her name.

She and former NFL player Eric, 34, got engaged more than three years ago, and since then she’s given birth to daughter Maxwell, 20 months, and son Ace, 6 months.

But Jessica, who boasts a personal fortune of $100 mil­lion, and Eric have yet to set a wedding date.

“Things keep changing,” said the source.

Rachel Bilson erotico stuzzicante fotografia collezione – Part ONE of FOUR

January 1, 2014

Rachel Bilson hermoso erótico álbum de fotos
She is known to possess a stunning wardrobe jam-packed with designer clothes.

But Rachel Bilson still likes to grab herself a bargain from time-to-time.

The Hart Of Dixie star hit cut price clothing department store T.J. Maxx in Beverly Hills

40,000 new laws for 2014 – Welcome to the dictatorship

January 1, 2014

(CNN) – It may have been the least productive year for Congress in history, at least in terms of passing laws – fewer than 60 of which made it through the House and Senate and were signed by President Barack Obama.

Across the country, however, state lawmakers were busy getting more than 40,000 bills passed, ones that tackle everything from drones to food stamp benefits.

In Illinois for example, teenagers will no longer get to use tanning beds without a doctor’s note. If you live in Delaware, visit the shark fin buffet while you can, a new law will make it illegal to own, sale, or distribute the controversial delicacy. And in California, new laws take effect that will let students take part in school sports, or use bathrooms based on their gender identity, regardless of the gender noted in their birth certificates.

Legendary attorney, Harvard law professor, and author of “Taking the Stand” Alan Dershowitz joins “The Lead” to discuss some of the other fascinating – and controversial – new laws of 2014.